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The payments companies most ready for AI agents
Agents will pay, refund and track money for people and businesses. These are the payments companies most ready for that.
Scores come from 17 payments companies scanned the same way, from public pages. The latest scan finished October 11, 2026.
| Rank | Payments company | Level | Score |
|---|---|---|---|
| 1 (tied) | Brex | Level 4, Trusted | 91 out of 100 |
| 1 (tied) | Plaid | Level 4, Trusted | 91 out of 100 |
| 3 | Square | Level 4, Trusted | 80 out of 100 |
| 4 | Stripe | Level 3, Connectable | 77 out of 100 |
| 5 | PayPal | Level 3, Connectable | 75 out of 100 |
| 6 | Adyen | Level 2, Legible | 71 out of 100 |
| 7 | Klarna | Level 2, Legible | 63 out of 100 |
| 8 | Wise | Level 2, Legible | 60 out of 100 |
| 9 | Coinbase | Level 0, Closed | 57 out of 100 |
| 10 | Robinhood | Level 2, Legible | 54 out of 100 |
| 11 | Visa | Level 1, Tolerated | 51 out of 100 |
| 12 | Intuit | Level 2, Legible | 48 out of 100 |
| 13 | American Express | Level 2, Legible | 42 out of 100 |
| 14 | Affirm | Level 2, Legible | 40 out of 100 |
| 15 (tied) | Mastercard | Level 0, Closed | 39 out of 100 |
| 15 (tied) | Revolut | Level 0, Closed | 39 out of 100 |
| 17 | Chime | Level 0, Closed | 30 out of 100 |