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The banks most ready for AI agents
Agents will check balances, move money and dispute charges for customers. These are the banks most ready for that.
Scores come from 18 banks scanned the same way, from public pages. The latest scan finished October 15, 2026.
| Rank | Bank | Level | Score |
|---|---|---|---|
| 1 | M&T Bank | Level 2, Legible | 65 out of 100 |
| 2 | Navy Federal Credit Union | Level 2, Legible | 62 out of 100 |
| 3 (tied) | Capital One | Level 2, Legible | 59 out of 100 |
| 3 (tied) | PNC | Level 2, Legible | 59 out of 100 |
| 5 | U.S. Bank | Level 2, Legible | 58 out of 100 |
| 6 | Fifth Third Bank | Level 2, Legible | 56 out of 100 |
| 7 | Wells Fargo | Level 2, Legible | 52 out of 100 |
| 8 | Bank of America | Level 2, Legible | 49 out of 100 |
| 9 | KeyBank | Level 2, Legible | 48 out of 100 |
| 10 | Ally Bank | Level 2, Legible | 42 out of 100 |
| 11 (tied) | Discover | Level 2, Legible | 40 out of 100 |
| 11 (tied) | JPMorgan Chase | Level 2, Legible | 40 out of 100 |
| 13 | TD Canada Trust | Level 2, Legible | 38 out of 100 |
| 14 | Truist | Level 2, Legible | 37 out of 100 |
| 15 | Citi | Level 2, Legible | 32 out of 100 |
| 16 | Huntington Bank | Level 0, Closed | 30 out of 100 |
| 17 (tied) | Citizens | Level 0, Closed | 22 out of 100 |
| 17 (tied) | Regions Bank | Level 0, Closed | 22 out of 100 |