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Proper scores 74 out of 100 on the Agent Readiness Index
Proper reaches level 2, Legible. Web experience is the strongest area at 100 out of 100. Protocol access is the weakest at 0.
Proper was scanned on November 12, 2026. Its score is 74 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.
Website: proper.insure
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 89 out of 100, worth 22 points | Can an agent find and read your pages? |
| Protocol access | 0 out of 100, worth 14 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 70 out of 100, worth 12 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 100 out of 100, worth 20 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 0 out of 100, worth 6 points | Do your terms allow agents that act for customers? |
| Marketing readiness | 69 out of 100, worth 18 points | Can an agent see what you sell, and buy or book it? |
What is holding Proper back
- MCP server, 9.8 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
- Developer and data sharing program, 5.2 points lost. No developer portal or data sharing program was found on public pages. Fix: Document the program, the standard in use for example FDX in US banking, the supported partners and a sandbox.
- Third party access and data sharing rules, 4.5 points lost. No third party access rules were found in the documents read. Fix: Publish a third party access policy that names the approved interfaces and the consent model.
- Published position on AI agents, 4.5 points lost. No published position on AI agents was found in the documents read. Fix: Publish a page that states how customer agents are handled and where to connect them.
What already works
- OAuth and OpenID metadata
- PKCE and client registration
- Sign in page loads for a declared agent in a browser
How Proper compares
The average score for insurance is 53.9 out of 100 across 121 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.
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