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Goodcover scores 74 out of 100 on the Agent Readiness Index

Goodcover reaches level 3, Connectable. Web experience is the strongest area at 96 out of 100. Identity and delegation is the weakest at 0.

Goodcover was scanned on November 12, 2026. Its score is 74 out of 100, level 3, Connectable. An agent can connect through an MCP server or a public API program. To reach level 4, Trusted: Let customers authorize agents: OAuth with PKCE, a registration path and documented delegate controls.

Website: goodcover.com

Score by area

AreaScoreWhat it asks
Discoverability89 out of 100, worth 22 pointsCan an agent find and read your pages?
Protocol access64 out of 100, worth 14 pointsCan an agent connect to you through MCP or an API?
Identity and delegation0 out of 100, worth 12 pointsCan a customer give an agent limited access without sharing a password?
Web experience96 out of 100, worth 20 pointsDoes your site work when an agent uses it?
Voice and IVRNot measured yetWhat happens when an agent calls your phone line?
Policy and governance36 out of 100, worth 6 pointsDo your terms allow agents that act for customers?
Marketing readiness56 out of 100, worth 18 pointsCan an agent see what you sell, and buy or book it?

What is holding Goodcover back

  1. OAuth and OpenID metadata, 5.4 points lost. No OAuth or OpenID metadata was found on the 4 hosts that answered. 12 other hosts did not answer the scanner and could not be checked. Agents cannot discover where to send a customer to approve access. Fix: Publish /.well known/oauth authorization server and /.well known/oauth protected resource for the customer facing APIs.
  2. An agent can start becoming a customer, 4.4 points lost. Get a quote: “Get a Quote” is a button that runs a script, not a link an agent can follow. Fix: Make the call to action a plain link on the home page, keep the form behind it on a page an agent can load, label every field, and keep bot checks off the first step.
  3. PKCE and client registration, 4.3 points lost. No authorization server metadata, so PKCE and client registration could not be confirmed. Fix: Require PKCE with S256 and support client ID metadata documents or dynamic client registration for approved agent clients.
  4. Passkeys at sign in, 4.3 points lost. No passkey signal was found on the sign in page or in the published pages read. A prompt that starts only after a person types is not visible to the scan. Fix: Offer passkeys with conditional UI on the sign in page and for step up approvals.

What already works

  • MCP server
  • Sign in page loads for a declared agent in a browser
  • ChatGPT names what you sell

How Goodcover compares

The average score for insurance is 53.9 out of 100 across 121 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.

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