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Paytm scores 66 out of 100 on the Agent Readiness Index
Paytm reaches level 2, Legible. Web experience is the strongest area at 98 out of 100. Protocol access is the weakest at 36.
Paytm was scanned on October 15, 2026. Its score is 66 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.
Website: paytm.com
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 84 out of 100, worth 15 points | Can an agent find and read your pages? |
| Protocol access | 36 out of 100, worth 20 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 58 out of 100, worth 20 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 98 out of 100, worth 15 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 64 out of 100, worth 10 points | Do your terms allow agents that act for customers? |
What is holding Paytm back
- MCP server, 8 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
- PKCE and client registration, 4 points lost. Neither PKCE nor a registration path is published. Fix: Require PKCE with S256 and support client ID metadata documents or dynamic client registration for approved agent clients.
- Passkeys at sign in, 4 points lost. No passkey signal was found on the sign in page or in the published pages read. A prompt that starts only after a person types is not visible to the scan. Fix: Offer passkeys with conditional UI on the sign in page and for step up approvals.
- Browser tools exposed to agents, 3 points lost. The sign in and home pages register no browser tools for agents. Fix: Register tools for safe tasks such as location search and price lookup with navigator.modelContext.
What already works
- OAuth and OpenID metadata
- Sign in page loads for a declared agent in a browser
- Terms on automated access
How Paytm compares
The average score for banks is 40.6 out of 100 across 46 organizations. The average across all 1,420 scored organizations is 42.2 out of 100.
Similar organizations
- M&T Bank, 65 out of 100
- Capital One, 59 out of 100
- PNC, 59 out of 100