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Bunq scores 89 out of 100 on the Agent Readiness Index
Bunq reaches level 4, Trusted. Discoverability is the strongest area at 100 out of 100. Protocol access is the weakest at 51.
Bunq was scanned on November 12, 2026. Its score is 89 out of 100, level 4, Trusted. A customer can authorize an agent with limited, revocable access. To reach level 5, Native: Support agents on every channel: passkeys, a high assurance profile and a voice line scoring 70 or more.
Website: bunq.com
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 100 out of 100, worth 22 points | Can an agent find and read your pages? |
| Protocol access | 51 out of 100, worth 14 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 91 out of 100, worth 12 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 98 out of 100, worth 20 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 70 out of 100, worth 6 points | Do your terms allow agents that act for customers? |
| Marketing readiness | 56 out of 100, worth 18 points | Can an agent see what you sell, and buy or book it? |
What is holding Bunq back
- MCP server, 4.7 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
- Product or service catalog with images, 3 points lost. No catalog of products or services with images was found: no feed, no catalog file and no structured data. Fix: Publish a product or service feed JSON or XML with an image and a price or plan for each item, and add structured data to the pages.
- Current offers and promotions an agent can read, 3 points lost. No current offer or promotion an agent can read was found on the home page or in structured data. Fix: List current offers on one page linked from the home page, and add Offer markup with the terms and the dates each one is valid.
- An agent can start becoming a customer, 3 points lost. Open an account: No form an agent can see. The next step needs clicks or a chat an agent cannot follow. Fix: Make the call to action a plain link on the home page, keep the form behind it on a page an agent can load, label every field, and keep bot checks off the first step.
What already works
- OAuth and OpenID metadata
- Robots policy for user triggered agents
- Developer and data sharing program
How Bunq compares
The average score for banks is 48.9 out of 100 across 80 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.
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