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Njm scores 34 out of 100 on the Agent Readiness Index
Njm reaches level 2, Legible. Discoverability is the strongest area at 61 out of 100. Protocol access is the weakest at 0.
Njm was scanned on November 12, 2026. Its score is 34 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.
Website: njm.com
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 61 out of 100, worth 22 points | Can an agent find and read your pages? |
| Protocol access | 0 out of 100, worth 14 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 0 out of 100, worth 12 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 60 out of 100, worth 20 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 0 out of 100, worth 6 points | Do your terms allow agents that act for customers? |
| Marketing readiness | 44 out of 100, worth 18 points | Can an agent see what you sell, and buy or book it? |
What is holding Njm back
- MCP server, 18.9 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
- Structured data on the home page, 14.8 points lost. No JSON LD structured data was found on the home page. Fix: Add JSON LD for your organization type, Product or Service, Offer and FAQPage on the pages customers ask about most.
- Sign in page loads for a declared agent in a browser, 13.4 points lost. The sign in page did not load for an agent or a standard automated browser. Fix: Serve the sign in page to verified agent browsers, and use signed agent identity to separate them from attackers.
- OAuth and OpenID metadata, 12.4 points lost. No OAuth or OpenID metadata was found on the 5 hosts that answered. 11 other hosts did not answer the scanner and could not be checked. Agents cannot discover where to send a customer to approve access. Fix: Publish /.well known/oauth authorization server and /.well known/oauth protected resource for the customer facing APIs.
What already works
- ChatGPT names what you sell
- Content available without running scripts
- Home page for a declared agent
How Njm compares
The average score for insurance is 53.9 out of 100 across 121 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.
Similar organizations
- Gminsurance, 35 out of 100
- Healthcare, 35 out of 100
- Bizcover, 34 out of 100
- Budget Direct, 33 out of 100
- Universal Insurance Holdings, 33 out of 100
- Aetna, 32 out of 100