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NerdWallet scores 68 out of 100 on the Agent Readiness Index

NerdWallet reaches level 2, Legible. Identity and delegation is the strongest area at 100 out of 100. Protocol access is the weakest at 0.

NerdWallet was scanned on October 15, 2026. Its score is 68 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.

Website: nerdwallet.com

Score by area

AreaScoreWhat it asks
Discoverability78 out of 100, worth 15 pointsCan an agent find and read your pages?
Protocol access0 out of 100, worth 20 pointsCan an agent connect to you through MCP or an API?
Identity and delegation100 out of 100, worth 20 pointsCan a customer give an agent limited access without sharing a password?
Web experience100 out of 100, worth 15 pointsDoes your site work when an agent uses it?
Voice and IVRNot measured yetWhat happens when an agent calls your phone line?
Policy and governance80 out of 100, worth 10 pointsDo your terms allow agents that act for customers?

What is holding NerdWallet back

  1. MCP server, 8 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
  2. Developer and data sharing program, 4 points lost. No developer portal or data sharing program was found on public pages. Fix: Document the program, the standard in use for example FDX in US banking, the supported partners and a sandbox.
  3. llms.txt guide for agents, 3 points lost. No llms.txt file was found at the site root. Fix: Publish /llms.txt with links to product, pricing, support and location pages.
  4. Public API documentation, 3 points lost. No public API documentation was found. Fix: Publish an OpenAPI document for customer facing APIs on a developer portal.

What already works

  • OAuth and OpenID metadata
  • PKCE and client registration
  • Passkeys at sign in

How NerdWallet compares

The average score for consumer brands is 40.8 out of 100 across 112 organizations. The average across all 1,420 scored organizations is 42.2 out of 100.

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