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MoneyGram scores 48 out of 100 on the Agent Readiness Index
MoneyGram reaches level 3, Connectable. Protocol access is the strongest area at 84 out of 100. Identity and delegation is the weakest at 0.
MoneyGram was scanned on October 15, 2026. Its score is 48 out of 100, level 3, Connectable. An agent can connect through an MCP server or a public API program. To reach level 4, Trusted: Let customers authorize agents: OAuth with PKCE, a registration path and documented delegate controls.
Website: moneygram.com
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 64 out of 100, worth 15 points | Can an agent find and read your pages? |
| Protocol access | 84 out of 100, worth 20 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 0 out of 100, worth 20 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 79 out of 100, worth 15 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 0 out of 100, worth 10 points | Do your terms allow agents that act for customers? |
What is holding MoneyGram back
- OAuth and OpenID metadata, 5 points lost. No OAuth or OpenID metadata was found on the 9 hosts that answered. 7 other hosts did not answer the scanner and could not be checked. Agents cannot discover where to send a customer to approve access. Fix: Publish /.well known/oauth authorization server and /.well known/oauth protected resource for the customer facing APIs.
- PKCE and client registration, 4 points lost. No authorization server metadata, so PKCE and client registration could not be confirmed. Fix: Require PKCE with S256 and support client ID metadata documents or dynamic client registration for approved agent clients.
- Documented delegate and data sharing controls, 4 points lost. No public page on delegate access or connected app controls was found. Fix: Publish a help page on delegate access and add a connected apps screen where customers revoke access.
- Sign in page loads for a declared agent in a browser, 4 points lost. The sign in address that was tried returned status 404, so the sign in page itself could not be confirmed. Fix: Serve the sign in page to verified agent browsers, and use signed agent identity to separate them from attackers.
What already works
- MCP server
- Content available without running scripts
- Home page for a declared agent
How MoneyGram compares
The average score for payments and fintech is 56.8 out of 100 across 39 organizations. The average across all 1,420 scored organizations is 42.2 out of 100.
Similar organizations
- Green Dot, 50 out of 100
- Fiserv, 48 out of 100
- Intuit, 48 out of 100
- Cash App, 47 out of 100
- Western Union, 46 out of 100
- American Express, 42 out of 100