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Creditonebank scores 71 out of 100 on the Agent Readiness Index

Creditonebank reaches level 2, Legible. Discoverability is the strongest area at 89 out of 100. Protocol access is the weakest at 0.

Creditonebank was scanned on November 14, 2026. Its score is 71 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.

Website: creditonebank.com

Score by area

AreaScoreWhat it asks
Discoverability89 out of 100, worth 22 pointsCan an agent find and read your pages?
Protocol access0 out of 100, worth 14 pointsCan an agent connect to you through MCP or an API?
Identity and delegation84 out of 100, worth 12 pointsCan a customer give an agent limited access without sharing a password?
Web experience89 out of 100, worth 20 pointsDoes your site work when an agent uses it?
Voice and IVRNot measured yetWhat happens when an agent calls your phone line?
Policy and governance36 out of 100, worth 6 pointsDo your terms allow agents that act for customers?
Marketing readiness35 out of 100, worth 18 pointsCan an agent see what you sell, and buy or book it?

What is holding Creditonebank back

  1. MCP server, 8.1 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
  2. An agent can start becoming a customer, 5.6 points lost. Open an account: No link to open an account on the home page. Fix: Make the call to action a plain link on the home page, keep the form behind it on a page an agent can load, label every field, and keep bot checks off the first step.
  3. Developer and data sharing program, 3.8 points lost. No developer portal or data sharing program was found on public pages. Fix: Document the program, the standard in use for example FDX in US banking, the supported partners and a sandbox.
  4. Product or service catalog with images, 3.4 points lost. No catalog of products or services with images was found: no feed, no catalog file and no structured data. Fix: Publish a product or service feed JSON or XML with an image and a price or plan for each item, and add structured data to the pages.

What already works

  • OAuth and OpenID metadata
  • PKCE and client registration
  • Sign in page loads for a declared agent in a browser

How Creditonebank compares

The average score for banks is 48.9 out of 100 across 80 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.

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