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Afi scores 59 out of 100 on the Agent Readiness Index
Afi reaches level 2, Legible. Web experience is the strongest area at 89 out of 100. Protocol access is the weakest at 0.
Afi was scanned on November 12, 2026. Its score is 59 out of 100, level 2, Legible. An agent can read and cite your content. To reach level 3, Connectable: Offer a programmatic path: a live MCP server, a data sharing program with OAuth metadata, or a verified Poppy file.
Website: afi.org
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 78 out of 100, worth 22 points | Can an agent find and read your pages? |
| Protocol access | 0 out of 100, worth 14 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 0 out of 100, worth 12 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 89 out of 100, worth 20 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 36 out of 100, worth 6 points | Do your terms allow agents that act for customers? |
| Marketing readiness | 48 out of 100, worth 18 points | Can an agent see what you sell, and buy or book it? |
What is holding Afi back
- MCP server, 11.1 points lost. No MCP server, server card or registry entry was found for this organization. Fix: Publish a remote MCP server with OAuth. Start with read only tools such as account status, orders or location search, and publish a server card at /.well known/mcp/server card.
- OAuth and OpenID metadata, 7 points lost. No OAuth or OpenID metadata was found on the 2 hosts that answered. 12 other hosts did not answer the scanner and could not be checked. Agents cannot discover where to send a customer to approve access. Fix: Publish /.well known/oauth authorization server and /.well known/oauth protected resource for the customer facing APIs.
- Developer and data sharing program, 6.6 points lost. No developer portal or data sharing program was found on public pages. Fix: Document the program, the standard in use for example FDX in US banking, the supported partners and a sandbox.
- Prices and rates an agent can read, 6.5 points lost. No price or rate an agent can read was found on the home page or in structured data. Fix: Add Offer markup with the price or the rate, for loans and accounts to product pages, and show the price or rate in the page text, not only in images or after scripts run.
What already works
- Sign in page loads for a declared agent in a browser
- ChatGPT names what you sell
- Content available without running scripts
How Afi compares
The average score for insurance is 53.9 out of 100 across 121 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.
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