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Achieve scores 92 out of 100 on the Agent Readiness Index
Achieve reaches level 3, Connectable. Discoverability is the strongest area at 98 out of 100. Policy and governance is the weakest at 28.
Achieve was scanned on November 12, 2026. Its score is 92 out of 100, level 3, Connectable. An agent can connect through an MCP server or a public API program. To reach level 4, Trusted: Let customers authorize agents: OAuth with PKCE, a registration path and documented delegate controls.
Website: achieve.com
Score by area
| Area | Score | What it asks |
|---|---|---|
| Discoverability | 98 out of 100, worth 22 points | Can an agent find and read your pages? |
| Protocol access | 80 out of 100, worth 14 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 84 out of 100, worth 12 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 96 out of 100, worth 20 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 28 out of 100, worth 6 points | Do your terms allow agents that act for customers? |
| Marketing readiness | 78 out of 100, worth 18 points | Can an agent see what you sell, and buy or book it? |
What is holding Achieve back
- Terms on automated access, 1.9 points lost. The terms restrict automated access and name no exception for authorized agents. Fix: Add an exception for authorized agents acting for the customer through approved interfaces.
- Published position on AI agents, 1.6 points lost. No published position on AI agents was found in the documents read. Fix: Publish a page that states how customer agents are handled and where to connect them.
- Product or service catalog with images, 1.5 points lost. No catalog of products or services with images was found: no feed, no catalog file and no structured data. Fix: Publish a product or service feed JSON or XML with an image and a price or plan for each item, and add structured data to the pages.
- Developer and data sharing program, 1.3 points lost. No developer portal or data sharing program was found on public pages. Fix: Document the program, the standard in use for example FDX in US banking, the supported partners and a sandbox.
What already works
- MCP server
- OAuth and OpenID metadata
- PKCE and client registration
How Achieve compares
The average score for lenders is 54.7 out of 100 across 45 organizations. The average across all 2,353 scored organizations is 44.2 out of 100.