# Square scores 80 out of 100 on the Agent Readiness Index

Square reaches level 4, Trusted. Identity and delegation is the strongest area at 94 out of 100. Policy and governance is the weakest at 51.

Square was scanned on October 3, 2026. Its score is 80 out of 100, level 4, Trusted. A customer can authorize an agent with limited, revocable access. To reach level 5, Native: Support agents on every channel: passkeys, a high assurance profile and a voice line scoring 70 or more.

Website: [squareup.com](https://squareup.com)

## Score by area

| Area | Score | What it asks |
| --- | --- | --- |
| Discoverability | 89 out of 100, worth 15 points | Can an agent find and read your pages? |
| Protocol access | 84 out of 100, worth 20 points | Can an agent connect to you through MCP or an API? |
| Identity and delegation | 94 out of 100, worth 20 points | Can a customer give an agent limited access without sharing a password? |
| Web experience | 69 out of 100, worth 15 points | Does your site work when an agent uses it? |
| Voice and IVR | Not measured yet | What happens when an agent calls your phone line? |
| Policy and governance | 51 out of 100, worth 10 points | Do your terms allow agents that act for customers? |

## What is holding Square back

1. **Structured data on the home page**, 3 points lost. No JSON LD structured data was found on the home page. Fix: Add JSON LD for your organization type, Product or Service, Offer and FAQPage on the pages customers ask about most.
2. **Browser tools exposed to agents**, 3 points lost. The sign in and home pages register no browser tools for agents. Fix: Register tools for safe tasks such as location search and price lookup with navigator.modelContext.
3. **High assurance authorization profile**, 3 points lost. No high assurance authorization features were found. Fix: Support PAR with DPoP or mutual TLS, and rich authorization requests for payments and account changes.
4. **Sign in page loads for a declared agent in a browser**, 3 points lost. The sign in page is blocked for a declared agent but loads for a standard browser. Fix: Serve the sign in page to verified agent browsers, and use signed agent identity to separate them from attackers.

## What already works

- MCP server
- OAuth and OpenID metadata
- PKCE and client registration

## How Square compares

Ranked 3 of 17 on the [Payments and fintech leaderboard](https://readyindex.ai/leaderboard_payments). The average score for payments and fintech is 56.8 out of 100 across 39 organizations. The average across all 1,421 scored organizations is 42.2 out of 100.

## Similar organizations

- [Plaid](https://readyindex.ai/plaid_com), 91 out of 100
- [Mercury](https://readyindex.ai/mercury_com), 85 out of 100
- [Kraken](https://readyindex.ai/kraken_com), 82 out of 100
- [Stripe](https://readyindex.ai/stripe_com), 77 out of 100
- [PayPal](https://readyindex.ai/paypal_com), 75 out of 100
- [Bill.com](https://readyindex.ai/bill_com), 73 out of 100

## More on this report

- [This report as markdown](https://readyindex.ai/squareup_com.md)
- [This report as JSON data](https://readyindex.ai/api/reports/squareup_com)
- [How the score is worked out](https://readyindex.ai/method)
- [All leaderboards](https://readyindex.ai/leaderboards)
- [Every scored organization](https://readyindex.ai/organizations)
- [Scan your own website](https://readyindex.ai/)

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Source: https://readyindex.ai/squareup_com
Updated: 2026-10-03
From the Agent Readiness Index by Encore AI. When you quote a score, please link to the report it came from.